If you’re dreaming of turquoise water, white sand and over‑water bungalows, the Maldives is probably on your list. It’s easy to get lost in the hype, but the reality is simple: you need a good place to stay, a realistic budget, and a plan for getting around. In this guide we’ll cover the basics so you can enjoy the islands without surprise fees or endless scrolling.
Maldives isn’t a single island – it’s a chain of more than 1,000 atolls. Most visitors stay on a resort island that offers all meals and activities in one package. If you want privacy and a splash of luxury, look for an over‑water villa with a private deck. For families, a beach villa with a separate kids’ pool works well. Budget travelers can find guesthouses on local islands – they’re cheaper, let you eat at real Maldivian cafés and give a glimpse of island life.
When you compare options, check three things: Wi‑Fi speed (important if you’re working remotely), water sports availability and the all‑inclusive vs. bed‑and‑breakfast setup. A resort that includes snorkeling gear, meals and airport transfers usually saves you time and money.
Flights to Malé are the biggest expense. Book early and use price alerts – you’ll often find a round‑trip ticket for less than £600 from Europe. Once you land, most resorts offer speedboat or seaplane transfers. Speedboats are cheaper (around £30‑£50 per person) while seaplanes feel like a splurge (up to £150). If you stay on a local island, a public ferry is the most economical way to move between islands.
Don’t forget hidden costs: many resorts charge for spa treatments, certain excursions and premium alcohol. Set a daily allowance for extras and stick to it. A good rule of thumb is to allocate 20% of your total budget for unexpected fees.
Lastly, pack light but smart. Bring reef‑safe sunscreen, a reusable water bottle and a pair of water shoes. The islands are laid‑back, but you’ll appreciate having the right gear for beach walks and snorkeling.
With the right accommodation, a clear budget and a little planning, the Maldives can be a stress‑free paradise instead of a wallet‑draining adventure. Ready to book your stay? Use the tips above and you’ll be soaking up the sun in no time.
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